Some automobile insurers like to argue that drinking and driving is intentional conduct, since that argument (if accepted) will allow the company to disclaim coverage for damages resulting from a DUI -- whether injuries and vehicle damage sustained by the driver and/or passengers in the vehicle you hit (under your liability coverage), or your own losses (under your personal injury protection or similar Estimated Reading Time: 7 mins. · Auto insurance covers DUI accidents in a couple of important ways. Liability auto insurance will pay for damages you cause while driving under the influence, and your collision coverage might pay for damages to your car. Your insurer may try to deny collision coverage under an intentional act exclusion, but an auto accident attorney can help overcome www.doorway.rution: Personal Injury Lawyer. · Driving under the influence of alcohol or drugs is illegal, obviously. However, if you drive drunk and cause a car accident, your car insurance policy will pay for damages you cause — up to the liability limits of your policy. This means your insurance would pay for damages to the light pole you damage or cover the medical bills of someone you www.doorway.ruted Reading Time: 7 mins.
Driving under the influence of alcohol or drugs is illegal, obviously. However, if you drive drunk and cause a car accident, your car insurance policy will pay for damages you cause — up to the liability limits of your policy. This means your insurance would pay for damages to the light pole you damage or cover the medical bills of someone. Car insurance policies may or may not cover accidents related to drunk driving. If you were the victim of a drunk driving accident, you may be able to sue if the other driver’s insurance company refuses to pay. Your insurance carrier may significantly increase your car insurance rates or cancel your coverage if you were the impaired driver. Anything your insurance policy does not cover will usually be under ‘general exceptions’ or ‘significant exclusions’. General Exceptions / Significant Exclusions. Drink driving may not be the only exclusion on your policy. Driving while unfit through drink or drugs failing to provide a specimen for analysis is also likely to be excluded.
If you’re wondering if you need auto storage insurance, there are several factors to consider. Your state may require it, or your loan terms might state that continual comprehensive and collision insurance are non-negotiable. Here are some. Typically, a pedestrian who is hit by a car will be covered by the driver's car insurance company. This, of course, will depend on who was at fault and whether the driver has the necessary insurance coverage in your particular state. If the. Looking for Florida automobile insurance? Prepare yourself for the hefty premiums you’re likely to pay and discover a few money-saving tips with this quick guide. While there are a variety of factors that determine each driver’s premiums, o.
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